Join us in building the future of finance.

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

The Money Customer Management team’s mission is to build industry-defining customer experiences and decision systems across our consumer banking products. We develop innovative banking capabilities, design scalable frameworks, and build intelligent systems that serve our customers securely and responsibly. We thrive on hard problems, value real-world impact, and collaborate across functions to reimagine how people interact with their money.

As a Fraud Strategy Lead, you will help shape the future of Robinhood's fraud defenses for banking products! You’ll drive high-impact initiatives across ACH, wire, and other money movement fraud strategies while balancing risk reduction with exceptional customer experience. You’ll work closely with engineering, product, and operations partners to implement data-driven solutions that proactively protect our customers and our business.

This role is based in our [New York, NY, Menlo Park, CA and Washington D.C.] office(s), with in-person attendance expected at least [3] days per week.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What you’ll do

Design and lead initiatives that reduce fraud across our banking ecosystem using data, technology, and customer-back insights
Collaborate cross-functionally with product, operations, and engineering teams to build a robust fraud defense strategy
Monitor real-time fraud activity and maintain a dynamic feedback loop to continuously improve detection capabilities
Own strategy and execution of fraud mitigation for ACH, wire transfers, and other money movement types
Communicate strategic decisions clearly and effectively with senior stakeholders across the business

What you bring

5–7 years of experience in fraud strategy, with a strong track record in fraud detection and prevention for banking products like checking or savings
Strong quantitative skills and a problem-solving mindset; comfortable working with large datasets to inform strategy
Hands-on experience with SQL, R, or Python (including tools like Pandas and scikit-learn)
Excellent communication skills with the ability to distill complex insights for varied audiences
A Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or a related field

What we offer

Challenging, high-impact work to grow your career.
Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$166,000—$195,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)

$146,000—$172,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)

$129,000—$152,000 USD

Click here to learn more about our Total Rewards, which vary by region and entity.

If our mission energizes you and you’re ready to build the future of finance, we look forward to seeing your application.

Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.

Credit Business Analyst, Banking Fraud